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Understanding CHIP costs

Are you or your child eligible for the Pennsylvania Children’s Health Insurance Program (CHIP)? If so, you may enroll in one of three types of coverage: free, low cost or full cost. Learn more about your coverage options, premiums and how to pay them, if needed. 

Types of CHIP coverage  

 

The coverage type that you’re eligible for will depend on your family’s size and income. 

 

You will not have to pay a monthly premium or copays if you’re eligible for free CHIP.

Is your household income above the free CHIP limits? If so, and you’re eligible for low-cost or full-cost CHIP, you’ll need to pay a monthly premium and copays.


You’ll be required to pay the first month's premium to enroll in low-cost or full-cost CHIP. Thereafter, you’ll receive a monthly billing statement from Aetna Better Health® Kids.

Premiums are the monthly payments that you pay to Aetna Better Health Kids for CHIP coverage.

 

Those enrolled in low-cost or full-cost CHIP will receive a monthly bill for the upcoming month’s coverage (for example: you’d receive a bill in April for coverage in May). Members with free CHIP coverage don’t need to pay a premium.

Need to pay a premium for your coverage? If so, you’ll want to do it on time. 

 

What happens when you don’t pay on time?

If you can't pay your premium on time, call us at 1-800-822-2447 (TTY: 711). We’ll talk with you about payment options and the future status of your child’s enrollment.  

 

Keep your contact info up to date

Make sure that any info we have from you, such as your address and phone number, stays current. If needed, you’ll receive monthly invoices and premium change notices from us at your address on file.

 

Questions? Call us at 1-800-822-2447 (TTY: 711).

 

Counties and their premiums

Counties and their premiums

Premium rates (the amount you pay) can differ depending on your health plan and where you live.

Find your county’s premium

To see your monthly premium rate, find the name of your county.

Adams
 

Monthly premium rate (per member)

  • Free CHIP: $0.00

  • Low-cost CHIP 1: $39.51

  • Low-cost CHIP 2: $55.32

  • Low-cost CHIP 3: $63.22

  • Full-cost CHIP: $146.72 

Allegheny

Monthly premium rate (per member)

  • Free CHIP: $0.00

  • Low-cost CHIP 1: $39.51

  • Low-cost CHIP 2: $55.32

  • Low-cost CHIP 3: $63.22

  • Full-cost CHIP: $146.72 

Armstrong

Monthly premium rate (per member)

  • Free CHIP: $0.00

  • Low-cost CHIP 1: $39.51

  • Low-cost CHIP 2: $55.32

  • Low-cost CHIP 3: $63.22

  • Full-cost CHIP: $146.72 

Beaver

 

Monthly premium rate (per member)
 

  • Free CHIP: $0.00

  • Low-cost CHIP 1: $39.51

  • Low-cost CHIP 2: $55.32

  • Low-cost CHIP 3: $63.22

  • Full-cost CHIP: $146.72 

Bedford

 

Monthly premium rate (per member)
 

  • Free CHIP: $0.00

  • Low-cost CHIP 1: $39.51

  • Low-cost CHIP 2: $55.32

  • Low-cost CHIP 3: $63.22

  • Full-cost CHIP: $146.72 

Berks
 

Monthly premium rate (per member)

  • Free CHIP: $0.00

  • Low-cost CHIP 1: $44.40

  • Low-cost CHIP 2: $62.17

  • Low-cost CHIP 3: $71.05

  • Full-cost CHIP: $179.17

Blair
 

Monthly premium rate (per member)
 

  • Free CHIP: $0.00

  • Low-cost CHIP 1: $39.51

  • Low-cost CHIP 2: $55.32

  • Low-cost CHIP 3: $63.22

  • Full-cost CHIP: $146.72 

Bradford
 

Aetna Better Health Kids does not serve this county at this time.

Bucks

Monthly premium rate (per member)

  • Free CHIP: $0.00

  • Low-cost CHIP 1: $44.40

  • Low-cost CHIP 2: $62.17

  • Low-cost CHIP 3: $71.05

  • Full-cost CHIP: $179.17 

Butler
 

Monthly premium rate (per member)
 

  • Free CHIP: $0.00

  • Low-cost CHIP 1: $39.51

  • Low-cost CHIP 2: $55.32

  • Low-cost CHIP 3: $63.22

  • Full-cost CHIP: $146.72 

Cambria
 

Monthly premium rate (per member)
 

  • Free CHIP: $0.00

  • Low-cost CHIP 1: $39.51

  • Low-cost CHIP 2: $55.32

  • Low-cost CHIP 3: $63.22

  • Full-cost CHIP: $146.72 

Cameron

 

Aetna Better Health Kids does not serve this county at this time.
 

Carbon
 

Aetna Better Health Kids does not serve this county at this time.
 

Centre

Monthly premium rate (per member)

  • Free CHIP: $0.00

  • Low-cost CHIP 1: $39.51

  • Low-cost CHIP 2: $55.32

  • Low-cost CHIP 3: $63.22

  • Full-cost CHIP: $146.72 

Chester

 

Monthly premium rate (per member)
 

  • Free CHIP: $0.00

  • Low-cost CHIP 1: $44.40

  • Low-cost CHIP 2: $62.17

  • Low-cost CHIP 3: $71.05

  • Full-cost CHIP: $179.17 

Clarion

Aetna Better Health Kids does not serve this county at this time.
 

Clearfield

 

Monthly premium rate (per member)
 

  • Free CHIP: $0.00

  • Low-cost CHIP 1: $39.51

  • Low-cost CHIP 2: $55.32

  • Low-cost CHIP 3: $63.22

  • Full-cost CHIP: $146.72 

Clinton

 

Aetna Better Health Kids does not serve this county at this time.
 

Columbia

 

Aetna Better Health Kids does not serve this county at this time.
 

Crawford

 

Monthly premium rate (per member)
 

  • Free CHIP: $0.00

  • Low-cost CHIP 1: $39.51

  • Low-cost CHIP 2: $55.32

  • Low-cost CHIP 3: $63.22

  • Full-cost CHIP: $146.72 

Cumberland

 

Monthly premium rate (per member)
 

  • Free CHIP: $0.00

  • Low-cost CHIP 1: $39.51

  • Low-cost CHIP 2: $55.32

  • Low-cost CHIP 3: $63.22

  • Full-cost CHIP: $146.72 

Delaware
 

Monthly premium rate (per member)

 

  • Free CHIP: $0.00 

  • Low-cost CHIP 1: $44.40 

  • Low-cost CHIP 2: $62.17 

  • Low-cost CHIP 3: $71.05 

  • Full-cost CHIP: $179.17 

Dauphin 

 

Monthly premium rate (per member)
 

  • Free CHIP: $0.00 

  • Low-cost CHIP 1: $39.51 

  • Low-cost CHIP 2: $55.32 

  • Low-cost CHIP 3: $63.22 

  • Full-cost CHIP: $146.72 

Elk
 

Aetna Better Health Kids does not serve this county at this time. 
 

Erie 

 

Monthly premium rate (per member)
 

  • Free CHIP: $0.00 

  • Low-cost CHIP 1: $39.51 

  • Low-cost CHIP 2: $55.32 

  • Low-cost CHIP 3: $63.22 

  • Full-cost CHIP: $146.72 

Fayette 

 

Monthly premium rate (per member)
 

  • Free CHIP: $0.00 

  • Low-cost CHIP 1: $39.51 

  • Low-cost CHIP 2: $55.32 

  • Low-cost CHIP 3: $63.22 

  • Full-cost CHIP: $146.72 

Forest 

 

Aetna Better Health Kids does not serve this county at this time.
 

Franklin 

 

Monthly premium rate (per member) 
 

  • Free CHIP: $0.00 

  • Low-cost CHIP 1: $39.51 

  • Low-cost CHIP 2: $55.32 

  • Low-cost CHIP 3: $63.22 

  • Full-cost CHIP: $146.72 

Fulton 

 

Monthly premium rate (per member)
 

  • Free CHIP: $0.00 

  • Low-cost CHIP 1: $39.51 

  • Low-cost CHIP 2: $55.32 

  • Low-cost CHIP 3: $63.22 

  • Full-cost CHIP: $146.72 

Greene 

 

Aetna Better Health Kids does not serve this county at this time.
 

Huntington 

 

Aetna Better Health Kids does not serve this county at this time.
 

Indiana 

 

Monthly premium rate (per member)
 

  • Free CHIP: $0.00 

  • Low-cost CHIP 1: $39.51 

  • Low-cost CHIP 2: $55.32 

  • Low-cost CHIP 3: $63.22 

  • Full-cost CHIP: $146.72 
     

Jefferson 

 

Aetna Better Health Kids does not serve this county at this time. 

 

Juniata 

 

Aetna Better Health Kids does not serve this county at this time.
 

 Lackawanna 

 

Monthly premium rate (per member) 
 

  • Free CHIP: $0.00 

  • Low-cost CHIP 1: $44.40 

  • Low-cost CHIP 2: $62.17 

  • Low-cost CHIP 3: $71.05 

  • Full-cost CHIP: $179.17 

Lancaster 

 

Monthly premium rate (per member)
 

  • Free CHIP: $0.00 

  • Low-cost CHIP 1: $39.51 

  • Low-cost CHIP 2: $55.32 

  • Low-cost CHIP 3: $63.22 

  • Full-cost CHIP: $146.72 

Lawrence 

 

Monthly premium rate (per member)
 

  • Free CHIP: $0.00 

  • Low-cost CHIP 1: $39.51 

  • Low-cost CHIP 2: $55.32 

  • Low-cost CHIP 3: $63.22 

  • Full-cost CHIP: $146.72 

Lebanon 

 

Monthly premium rate (per member) 
 

  • Free CHIP: $0.00 

  • Low-cost CHIP 1: $39.51 

  • Low-cost CHIP 2: $55.32 

  • Low-cost CHIP 3: $63.22 

  • Full-cost CHIP: $146.72 

Lehigh 

 

Monthly premium rate (per member)
 

  • Free CHIP: $0.00 

  • Low-cost CHIP 1: $44.40 

  • Low-cost CHIP 2: $62.17 

  • Low-cost CHIP 3: $71.05 

  • Full-cost CHIP: $179.17 

Luzerne

Monthly premium rate (per member) 

  • Free CHIP: $0.00 

  • Low-cost CHIP 1: $44.40 

  • Low-cost CHIP 2: $62.17 

  • Low-cost CHIP 3: $71.05 

  • Full-cost CHIP: $179.17 

Lycoming 

 

Monthly premium rate (per member) 
 

  • Free CHIP: $0.00 

  • Low-cost CHIP 1: $44.40 

  • Low-cost CHIP 2: $62.17 

  • Low-cost CHIP 3: $71.05 

  • Full-cost CHIP: $179.17 

Mckean 

 

Aetna Better Health Kids does not serve this county at this time.
 

Mercer 

 

Monthly premium rate (per member) 
 

  • Free CHIP: $0.00 

  • Low-cost CHIP 1: $39.51 

  • Low-cost CHIP 2: $55.32 

  • Low-cost CHIP 3: $63.22 

  • Full-cost CHIP: $146.72 

Mifflin

Aetna Better Health Kids does not serve this county at this time. 

 

Monroe 

 

Monthly premium rate (per member)
 

  • Free CHIP: $0.00 

  • Low-cost CHIP 1: $44.40 

  • Low-cost CHIP 2: $62.17 

  • Low-cost CHIP 3: $71.05 

  • Full-cost CHIP: $179.17 

Montgomery 

 

Monthly premium rate (per member)
 

  • Free CHIP: $0.00 

  • Low-cost CHIP 1: $44.40 

  • Low-cost CHIP 2: $62.17 

  • Low-cost CHIP 3: $71.05 

  • Full-cost CHIP: $179.17 

Montour 

 

Aetna Better Health Kids does not serve this county at this time. 

Northampton

 

Monthly premium rate (per member)
 

  • Free CHIP: $0.00 

  • Low-cost CHIP 1: $44.40

  • Low-cost CHIP 2: $62.17

  • Low-cost CHIP 3: $71.05

  • Full-cost CHIP: $179.17

Northumberland

 

Monthly premium rate (per member) 
 

  • Free CHIP: $0.00

  • Low-cost CHIP 1: $44.40

  • Low-cost CHIP 2: $62.17

  • Low-cost CHIP 3: $71.05 

  • Full-cost CHIP: $179.17 

Perry

 

Monthly premium rate (per member)
 

  • Free CHIP: $0.00

  • Low-cost CHIP 1: $39.51

  • Low-cost CHIP 2: $55.32

  • Low-cost CHIP 3: $63.22 

  • Full-cost CHIP: $146.72 

Philadelphia

 

Monthly premium rate (per member)
 

  • Free CHIP: $0.00

  • Low-cost CHIP 1: $44.40

  • Low-cost CHIP 2: $62.17

  • Low-cost CHIP 3: $71.05 

  • Full-cost CHIP: $179.17 

Pike

 

Aetna Better Health Kids does not serve this county at this time. 

 

Potter

 

Aetna Better Health Kids does not serve this county at this time. 

 

Schuylkill

 

Monthly premium rate (per member)
 

  • Free CHIP: $0.00

  • Low-cost CHIP 1: $44.40

  • Low-cost CHIP 2: $62.17

  • Low-cost CHIP 3: $71.05 

  • Full-cost CHIP: $179.17

Snyder

 

Aetna Better Health Kids does not serve this county at this time. 

 

Somerset

 

Monthly premium rate (per member)
 

  • Free CHIP: $0.00

  • Low-cost CHIP 1: $39.51

  • Low-cost CHIP 2: $55.32

  • Low-cost CHIP 3: $63.22 

  • Full-cost CHIP: $146.72

Sullivan

 

Aetna Better Health Kids does not serve this county at this time. 

 

Susquehanna

 

Aetna Better Health Kids does not serve this county at this time. 

Tioga 

 

Aetna Better Health Kids does not serve this county at this time.
 

Union 

 

Aetna Better Health Kids does not serve this county at this time. 
 

Venango 

 

Aetna Better Health Kids does not serve this county at this time. 
 

Warren 

 

Aetna Better Health Kids does not serve this county at this time. 
 

Washington 

 

Monthly premium rate (per member)
 

  • Free CHIP: $0.00 

  • Low-cost CHIP 1: $39.51 

  • Low-cost CHIP 2: $55.32 

  • Low-cost CHIP 3: $63.22 

  • Full-cost CHIP: $146.72 

Wayne 

 

Aetna Better Health Kids does not serve this county at this time.
 

Westmoreland 

 

Monthly premium rate (per member)
 

  • Free CHIP: $0.00 

  • Low-cost CHIP 1: $39.51 

  • Low-cost CHIP 2: $55.32 

  • Low-cost CHIP 3: $63.22 

  • Full-cost CHIP: $146.72 

Wyoming 

 

Aetna Better Health Kids does not serve this county at this time.
 

York 
 

Monthly premium rate (per member) 
 

  • Free CHIP: $0.00 

  • Low-cost CHIP 1: $39.51 

  • Low-cost CHIP 2: $55.32 

  • Low-cost CHIP 3: $63.22 

  • Full-cost CHIP: $146.72 

 

How to pay your premium

Need to pay your premium? You have a few options:

Online

You can pay by credit card or debit card using the Aetna Better Health Kids payment system.

By phone

If you have your member ID and invoice number, you can call our automated line at 1-877-222-2004 (TTY: 711).

 

By mail (check or money order)

You can make your check or money order out to Aetna CHIP and mail it to:
Aetna Better Health Kids
PO Box 785656
Philadelphia, PA 19178-5656

In person

You can pay in person with cash, credit or debit card at select retail stores. Just scan the barcode that comes with your monthly invoice when you visit a store.

More about paying at select retail stores (PDF)

 

For your security and protection, the Aetna Better Health Kids payment system is provided by Citibank N.A.


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