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What is PA?
What is PA?
Some services and supplies need approval from your health plan first. This means your providers need permission to provide certain services. They’ll know how to do this. And we’ll work together to make sure the service is what you need.
You need PA for all out-of-network services, except for family planning and emergencies. If you don’t get PA, you may have to pay for services that:
- An out-of-network provider gives
- Need PA
- Your plan doesn’t cover
Your provider must check to see if PA is needed before they provide the service. They can get the full list on their Provider Portal.
You can get the most current list, too. Just check your member handbook on our Materials and forms page. Or contact us.
How PA works
How PA works
Here’s what you can expect from the PA process:
Your provider will give us info about the services they think you need.
We review the info.
If we can’t approve the request, a different health plan provider will review the info.
You and your provider will get a letter when we approve or deny a service.
If we deny your request, we’ll explain our reasons in the letter.
If we deny a request, you or your provider can file an appeal.
PA timelines
Allow us at least three business days for a response. We handle urgent requests for medically non-urgent services in the same time frame as a routine request.
Right care, right place, right time
Right care, right place, right time
PA is a type of utilization management (UM). It allows us to be sure you’re getting the right care at the right place, and at the right time, before you get it.
UM is the process we use to make sure you get covered quality services that are medically necessary. And we use nationally recognized guidelines to be sure we’re doing the right thing. We make decisions about health care based on:
- The most appropriate care
- Services available
- Benefit coverage
We don’t reward any providers or staff for denying coverage or services. We also don’t give money to providers or staff to make decisions that keep you from getting the right care. And finally, we don’t hire, promote or end contracts with providers based on the likelihood they’ll deny your benefits. Our goal is to help you be as healthy as you can be. So we want you to have the right care.
You and your provider can talk about all treatment options, whether we cover them or not.
Questions? Just contact us.